Logo for the video game 'HABITAT' featuring a pixelated green and white hand with a blue banner across it displaying the word 'HABITAT' in white uppercase letters.

Habitat U Classes

Program Qualifications: 

  1. Stable residence and employment for six months

  2. Must have a minimum income of $42,000 annually

  3. Complete Financial Literacy Education needed to succeed as a Future Homeowner

  4. Have less than 50% Debt-to-Income ratio

    ***Terms and conditions are subject to change. Other restrictions may apply.***

REGISTER

Courses and Descriptions

  • A smiling woman with braided hair holding hotel keys with a Habitat for Humanity keychain.

    Investing

    Introduces fundamental concepts of investing, its purpose, types, and how it fits into personal financial planning. This class does not provide investment advice or recommendations.

  • A man and woman are discussing financial documents at a desk, with a calculator, smartphone, notebook, and laptop nearby. The woman is writing on a sheet of paper while the man points at it and holds a coffee mug.

    Credit and Debt

    A class designed to provide individuals with an understanding of borrowing practices, credit management, and debt strategies. 

  • A person is placing a coin into a transparent piggy bank shaped like a pig, with dollar bills scattered nearby on a white surface.

    Spending, Savings and Banking

    To equip individuals with the knowledge and tools to manage their income, control spending, build savings, and use banking services effectively to support financial well-being.

  • A family portrait of two adults and three children sitting on a dark blue sofa against a light grey wall.

    Financial Behaviors

    To help individuals understand their financial attitudes, habits, and mindsets, and to develop healthier behaviors that support long-term financial wellness.

  • A family of five, including a young girl holding a thank you sign, a boy holding a dog, and three adults, stand on a porch outside a house with the number 36 on a wooden plaque. They are smiling.

    Home Maintenance

    To educate homeowners on basic maintenance responsibilities and preventive care for key home systems, helping preserve the safety, efficiency, and value of their homes.

  • Group of diverse people of different ages wearing construction helmets at a building site with green trees in the background.

    Community Engagment

    A class designed to assist families in maintaining a safe and vibrant community.

  • A woman and two kids smiling and making funny faces outdoors in front of a blue house.

    HUD Education Class

     A class designed to educate prospective and current homeowners on various aspects of homeownership. Please note that HUD classes are in-person

Upcoming Classes

Fee Structure: Habitat U courses are discounted to $0 for individuals who are participating in Pre-Purchase Counseling. The HUD Homebuyer Course is $75/per person for non-participating individuals, and the Habitat U Home Maintenance course is $50 for one participant and $75 for two participants for non-participating individuals.

Sponsored by

Security State Bank & Trust logo with a deer head graphic.

Questions?

If you have any additional questions, comments, or concerns about the Habitat U Education Program, please reach out to our Family Success Team at 817-926-9219.

Thank You

Thank you to our generous 2025 Habitat U Education Sponsor